1. Introduction

Welcome to StockFolio ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our dividend tracking platform at dividend.forum (the "Service").

By using our Service, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our Service.

2. Information We Collect

2.1 Information You Provide

Account Information: Username, email address, and password when you create an account
Portfolio Data: Stocks you own, shares, purchase prices, and notes
Watchlist Data: Stocks you are monitoring
Alert Preferences: Dividend alert settings and notification preferences
Contact Information: Information provided when contacting us through our contact form

2.2 Automatically Collected Information

Usage Data: Pages visited, time spent on pages, and interaction patterns
Device Information: IP address, browser type, device type, and operating system
Cookies and Tracking: We use cookies to enhance your experience and analyze usage

3. How We Use Your Information

We use the collected information for the following purposes:

To provide, maintain, and improve our Service
To process your account registration and manage your account
To send you dividend alerts and notifications based on your preferences
To send you verification emails and important service updates
To respond to your inquiries and provide customer support
To analyze usage patterns and improve user experience
To detect, prevent, and address technical issues and security threats
To comply with legal obligations and protect our rights

4. Data Storage and Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your passwords are hashed and never stored in plain text
We use HTTPS encryption for all data transmission
Access to your data is restricted to authorized personnel only
We regularly update our security practices and systems

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

Service Providers: With trusted third-party service providers who assist in operating our Service (e.g., email services, hosting providers)
Legal Requirements: When required by law, court order, or government regulation
Protection of Rights: To protect our rights, property, or safety, or that of our users
Business Transfers: In connection with a merger, acquisition, or sale of assets (with notice to users)

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Service and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Types of cookies we use:

Essential Cookies: Required for the Service to function properly (e.g., authentication, session management)
Analytics Cookies: Help us understand how users interact with our Service

7. Your Rights and Choices

You have the following rights regarding your personal information:

Access: Request access to your personal data
Correction: Update or correct inaccurate information
Deletion: Request deletion of your account and associated data
Opt-out: Unsubscribe from marketing emails and notifications
Data Portability: Request a copy of your data in a portable format

To exercise these rights, please contact us at our contact page.

8. Children's Privacy

Our Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

9. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our Service, you consent to the transfer of your information to our facilities and those third parties with whom we share it as described in this policy.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Email: Contact Us Page
Website: dividend.forum