Canadian Tax & Investment Tools

Free calculators for Canadian investors: Dividend Tax Credits, Capital Gains, RRSP & TFSA limits

Dividend Tax Credit Calculator

Calculate your dividend tax credit for eligible Canadian dividends. Most TSX dividends qualify for the enhanced dividend tax credit.

Annual Dividend Amount (CAD)

Province

Eligible Dividend (most TSX dividends)

Capital Gains Tax Calculator

Calculate tax on capital gains. Only 50% of capital gains are taxable in Canada.

Capital Gain Amount (CAD)

Annual Taxable Income (CAD)

Province

Important Notes for Canadian Investors

Dividend Tax Credit

Most TSX dividends are "eligible dividends" and qualify for the enhanced dividend tax credit. This means most Canadians pay little to no tax on dividend income!

Capital Gains

Only 50% of capital gains are taxable in Canada. This makes capital gains more tax-efficient than regular income.

RRSP vs TFSA

RRSP: Tax deduction now, tax on withdrawal. Best if you're in a higher tax bracket now than in retirement.

TFSA: No tax deduction, but all growth and withdrawals are tax-free. Best for tax-free growth.

Disclaimer

These calculators provide estimates only. Tax rates vary by province and income level. Always consult with a tax professional for personalized advice.